EFT (Canada)

EFT for More Secure Payments

As instances of cheque fraud continue to rise, it's more important than ever to protect yourself and your customers.
Available in Canada, Electronic Funds Transfer (EFT) can maximize transaction security and offer customers convenient and digital ways to pay.

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Fast and Cost-Effective Processing

EFT allows customers to conveniently make payments using their Canadian bank account through any of our secure channels. The funds are electronically transferred through a secure network to your Canada-based business so you get paid faster.

Featuring one-time and recurring payment capabilities, EFT helps decrease the use of paper cheques to save your business time and money, reduce manual errors, and minimize the risk of fraud.

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Convenient EFT Management

EFT seamlessly integrates into your core banking system to eliminate duplicate entry across multiple platforms. From one place you can:

• Submit transactions up to three times per day
• Pull back transactions after submission
• Resubmit transactions same day
• Experience competitive rates
• Reconcile using consolidated reporting

One-Stop-Shop Payments Provider

You don’t have to use multiple processors to find the right payment technology for your business. REPAY is your single source for card and EFT processing, and we support modern payment channels for anywhere, anytime customer payments. Increase customer satisfaction with more convenient ways to pay!

ACH for U.S.-Based Businesses

Automated Clearing House (ACH) functionality is available for U.S.-based businesses. Like EFT, ACH features a fast and reliable way for customers to pay using their bank accounts. Find out more about what ACH can offer!

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Our goal is to keep your business safe. With EFT processing, we increase safety by locking payments in a virtual vault and submitting electronically every day. Plus, with processor redundancy, we ensure volatility doesn't get in the way of your ability to operate.


With other providers, you can't always depend on the service your business deserves. We have the industry's most advanced online reporting capabilities as well as error checking and audit research. We also retain your data for seven years, so you are covered in the event of an audit.


Our operational team is dedicated to helping you provide an enhanced customer payment experience. We proactively monitor EFT transaction traffic and alert you of any processing errors, and our experts are available 24/7/365 to help review your bank deposit reconciliation report.