Credit and Debit Card Processing

Credit and Debit Processing. Any Card. Any Way. Any Time.

In today’s fast-paced world, having realtime payment options for customers is essential. REPAY credit and debit card processing allows lenders to easily and securely accept cards as a form of payment. These payments can be made at your location, on your website and even from your customers’ mobile phones. And we have relationships with multiple banks so you can rest assured you’ll always have uninterrupted access to funds.

Request a Demo

Our Payment Methods

We make credit and debit card processing easy for small businesses and larger enterprises. From our accepted card brands to our wide variety of payment methods, we’ve got you and your customers covered.


Mobile App




Experience higher transaction approval rates with Active Safe

Active Safe is a service that automatically refreshes stored cardholder data to reflect the latest card information provided by the card issuers. Card account updates include changes to card numbers and expiration dates, brand conversions, and account closures. Merchants can experience higher transaction approval rates and fewer declines, making reconciliation easier and quicker. There's no need to contact cardholders for new cards and updated information - it's all done seamlessly within the REPAY portal.

Request a Demo


It’s no secret that having cash and checks at your location isn’t the safest option. Credit and debit card processing solutions increase the safety of your store by locking payments in a virtual vault. And we work constantly to help you maintain compliance and meet security regulations.


Peace of mind is easy with REPAY. With multiple bank partnerships, we guarantee redundancies, so you can rest assured there’s a bank behind every transaction.


Our 24/7/365 customer service will assist you with every aspect of the merchant card program, including transactions, deposits, hardware and software, chargebacks, risk mitigation and billing.