Credit and Debit Card Processing

Credit and Debit Processing. Any Card. Any Way. Any Time.

In today’s fast-paced world, having real-time payment options for customers is essential. REPAY's credit and debit card processing enable lenders and businesses to effortlessly and securely accept cards as a form of payment online, via a customer’s mobile phone or digital wallet, our always-available web portal, and more. And we have relationships with multiple banks, so you can rest assured you’ll always have uninterrupted access to funds.

Request a Demo

Our Payment Methods

We make credit and debit card processing easy for small businesses and larger enterprises. From our accepted card brands to our wide variety of payment methods, we’ve got you and your customers covered.


Mobile App




Get Your Money Faster with Next Day Funding

Stop waiting days to receive your card processing funds – Next Day Funding deposits funds into your account the very next business day.

Processing on the weekends? Receive your funds Monday morning!

It's that fast and that simple.

Featuring late cutoff times and reliable processing, you get your money quicker, so you can put it to use faster.
• Lend the money back out to borrowers
• Reduce the cost of capital
• Improve/expedite cash flow

Online Tools for Customers and Agents

We’ve built our platforms to not only simplify payments for your customers but to be an invaluable tool for your agents, too. Integrated into your system, agents can stop toggling between multiple systems. We customize the portal to your business’ payment rules to give them easy access to accurate realtime customer information, including account status, messaging preferences, and more! Visit our Web Portal page to learn more.

Our web portal

Reduce Transaction Declines with Active Safe

Active Safe automatically updates stored cardholder payment data with no manual work required by you.
Contact us to hear more about Active Safe and the benefits it offers you and your customers.

Learn more about Active Safe


It’s no secret that having cash and checks at your location isn’t the safest option. Credit and debit card processing solutions increase the safety of your store by locking payments in a virtual vault. And we work constantly to help you maintain compliance and meet security regulations.


Peace of mind is easy with REPAY. With multiple bank partnerships, we guarantee redundancies, so you can rest assured there’s a bank behind every transaction.


Our 24/7/365 customer service team can assist you with every aspect of REPAY's payment processing program, including transactions, deposits, hardware and software, chargebacks, risk mitigation, and billing.