ACH Processing

Automated Clearing House (ACH) Processing. Same-Day Bill Pay.

It's no secret that ACH processing is faster and safer than paper checks, but for the REPAY team that just isn't enough. That's why we've built our ACH processing solutions to be as efficient as possible. You can always depend on fast and reliable payments, low transaction fees and satisfied customers.

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An Omni-Channel Payment Experience

No matter the size of your business, we strive to keep payment processing is easy. That starts with streamlining your payment process, integrating with your preferred software, offering same-day ACH options and providing a variety of payment methods including web, mobile app, SMS, and over the phone. We even offer a later processing window for the days that don't go as planned.


Mobile App




Online Tools for Customers and Agents

We’ve built our platforms to not only simplify payments for your customers, but to be an invaluable tool for your agents, too. Integrated to your system, agents can stop toggling between multiple systems. We customize the portal to your business’ payment rules to give them easy access to accurate realtime customer information, including account status, messaging preferences and more! Visit our Web Portal page to learn more.

Our Web Portal

Total Payment Convenience

Our ACH processing offers the convenience of recurring billing and Active Safe, our automatic payment data refresh solution, to offer a completely seamless process for your customers. When they don't have to worry about missing a payment, you don't have worry about not getting paid!

Learn More About Active Safe

Tell us about you!

Click the video below to meet IAN, our payments navigator! He will guide you through a few simple questions so we can learn more about you and introduce solutions that simplify payments for your business.


Our goal is to keep your business safe. With ACH processing, we increase safety by locking payments in a virtual vault and submitting electronically every day. Plus, with processor redundancy, we ensure volatility doesn't get in the way of your ability to operate.


With other providers, you can't always depend on the service your business deserves. We have the industry's most advanced online reporting capabilities as well as error checking and audit research. We also retain your data for seven years, so you are covered in the event of an audit.


Our 24/7/365 customer service will assist you with every aspect of the ACH processing program, including transactions, deposits, software, chargebacks, risk mitigation and billing.