Payment Methods

REPAY’s integrated technology platform delivers innovative payment solutions that serve the unique and evolving needs of our merchants.

Our full service automated payment processing solutions can be seamlessly integrated with the software systems that you use, eliminating redundancy and creating a smooth process for your operations.

REPAY is currently integrated with over 30 loan management and dealer management systems.

Virtual Terminal
  • Turns any computer with internet access into a virtual payment terminal
  • Supports all major credit cards, debit cards, and ACH transactions
  • Supports both agent assisted payments and customer initiated web entries
  • Allows for one-time and recurring payments
  • All customer information is securely stored and transmitted in full compliance with all current rules, regulations, and requirements
  • Empowers customers to pay over the phone 24/7 via a 1-800 number
  • Secure and flexible pre-built application
  • Customizable prompts available in both English and Spanish
  • No involvement from personnel is required
  • Streamlines collections process, improves the customer experience, and delivers unmatched service
Mobile Application
  • Payment via mobile application on Android IOS
  • White-label integration available
Online Customer Payment Portal 
  • Hosted website fully customized to your company branding, ensuring a consistent customer experience
  • Gives customers the ability to make quick and secure recurring or one time payments online - anywhere, anytime
Hosted Payment Page
  • Simple customer payment functionality branded to your company
  • Completely hosted by REPAY, limiting merchant's PCI compliance exposure
  • Directly communicates with your customers no matter where they are
  • Sends payment reminders and delinquency notifications directly to customers
  • Allows your customers to authorize and pay with a simple text reply
POS Equipment
  • Countertop services & Point-of-Sale equipment
Payment Kiosk
  • This self-service, bilingual, touch screen kiosk accepts multiple forms of payment including cash, credit/debit cards, checks and money orders
  • Includes built-in software, real-time online reports, and PCI compliance 
  • Increases customer convenience and optimizes staff time 


  • Secure payment profiles
  • PCI compliant
  • Simple, flexible API integration
Recurring Billing
  • Easily automates billing cycle
  • Simplifies invoicing
  • Increases revenue retention
  • Electronic Bill Payment and Presentment
Account Billing Updater
  • VISA and MasterCard’s stored card updater
  • Updates expiration dates and PAN data for reissued cards
Customized Reporting
  • Detailed reporting to make reconciliation easier
  • If latency occurs, REPAY reports on duplicate attempts prior to rerunning the card
  • Eliminates the double posting of payments
Web Hooks
  • Allows for easy sharing of data between merchants and REPAY
PCI Compliant
  • Reduces the merchant's scope of PCI compliance
  • SKD and API documentation allows virtually any LMS to integrate to REPAY’s payment platform
  • Currently integrated with over 30 third party loan management and dealer management systems
Card Vault
  • Ability to store cards in REPAY's secure environment